Buy vs Sell Rates — Report documentation

Buy Rates vs Sell Rates

Purpose

This report helps commercial and finance teams compare what you pay to each payment provider (buy rates) with what you charge your clients (sell rates) for the same PSP and account, alongside the volume processed each month. Use it to review margin, spot pricing gaps, and support pricing or contract decisions.

What data this report uses

The report is built from the Buy Rates vs Sell Rates data source, which combines your agreed PSP account terms (buy side), your client-facing rates (sell side), and monthly transaction volume by PSP and PSP account. For full field definitions and how the numbers are built, see Buy Rates vs Sell Rates documentation.

Report-level filters

These filters apply to the whole report. Use them to narrow the data by time, month, or PSP.

Filter	What it does	How to use it	When it's useful
Date range	Restricts the report to a chosen period (e.g. Feb 1–Feb 28, 2026).	Pick a start and end date. A typical default is “Last month”.	Focusing on a specific period for margin or pricing review.
Month	Restricts results to one or more calendar months. It can appear as “Month” or “Month (Exclude)” with options like “Feb 1, 2026”.	Select one or more months from the dropdown.	Comparing or limiting to particular months.
PSP	Restricts the report to selected payment service providers.	Choose one or more PSPs from the multi-select dropdown.	Reviewing a subset of providers or a single PSP.
PSP Account	Restricts the report to selected PSP accounts (e.g. MIDs).	Choose one or more accounts from the multi-select dropdown.	Analysing specific accounts or contracts.

Resource-level filters

There are no resource-level filters on this report. All filters are report-level and affect the single table.

Main table: Buy Rates vs Sell Rates

The report has one main table with the same title as the report. Each row is one combination of organisation, PSP, PSP account, and month—so you see buy and sell rates and volume for that combination in one place.

Columns appear in this order and mean the following:

Column	Meaning
PSP	The payment service provider code.
PSP Account	The specific PSP account (e.g. MID).
PSP Friendly Name	A display name for the PSP for use in the report.
Month	The month the row refers to (e.g. Feb 1, 2026).
MDR Buy	The merchant discount rate you pay to the PSP (buy side); often shown as a range (e.g. 0.70%–1.00%).
MDR Sell	The merchant discount rate you charge to your client (sell side).
Fx Fee Buy	The FX rate you pay to the PSP, shown as a percentage (e.g. 2.25%).
Fx Fee Sell	The FX rate you charge to your client, shown as a percentage.
Success Tx Fee Buy	The fee you pay to the PSP per successful transaction (e.g. 1.00 EUR).
Success Tx Fee Sell	The fee you charge per successful transaction.
Failed Tx Fee Buy	The fee you pay to the PSP per failed transaction.
Failed Tx Fee Sell	The fee you charge per failed transaction.
Settlement Fee Buy	The settlement fee you pay to the PSP (may be a percentage or fixed amount).
Settlement Fee Sell	The settlement fee you charge to your client.
Chargeback Fee Buy	The chargeback fee you pay to the PSP.
Chargeback Fee Sell	The chargeback fee you charge to your client.
Tx Count	The number of transactions (successful and failed) for that PSP, account, and month.
Volume	The total transaction amount in base currency that went through that PSP and account in that month.

Use the table to compare buy and sell side by side for each fee type and to see how much volume each PSP account processed, so you can assess margin and pricing at a glance.